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What does Payhound’s authorisation cover?

Payhound’s published MiCA authorisation covers a defined set of crypto-asset services. It does not automatically cover every financial service displayed in Quppy.

Ultima verifica il 2026-08-21

Published services relevant to Quppy

Payhound publicly states that it is authorised for:

  1. transfer services for crypto-assets on behalf of clients;
  2. execution of orders for crypto-assets on behalf of clients;
  3. custody and administration of crypto-assets on behalf of clients;
  4. exchange of crypto-assets for funds;
  5. exchange of crypto-assets for other crypto-assets.

How this maps to Quppy Crypto

Quppy user actionRelevant provider service
Hold supported cryptoCustody and administration
Receive or send supported cryptoTransfer services
Exchange EUR or GBP with supported cryptoExchange of crypto-assets for funds
Exchange one supported crypto-asset for anotherExchange between crypto-assets
Confirm an exchange orderExecution of orders, where applicable

What the authorisation does not cover by itself

Payhound’s authorisation should not be used to imply that it provides:

  • Quppy’s fiat IBAN or payment-account services;
  • SEPA, Faster Payments or CHAPS as a payment-account provider;
  • Quppy cards;
  • services in every country;
  • every crypto-asset or network;
  • investment advice or protection from market losses.

Verification rule

The Trust Center should display:

  • the legal name;
  • regulator;
  • company number;
  • authorised scope;
  • official register link;
  • last reviewed date.

Any material change to the provider’s authorisation must update the page, product copy, country pages and structured data.

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Regulation and MiCA

Are Quppy crypto services MiCA-compliant in the EEA?

Applicable custody, crypto-exchange and crypto-transfer services available through Quppy to eligible users in the EEA are provided by Payhound Limited, a Malta-based Crypto-Asset Service Provider authorised under MiCA by the Malta Financial Services Authority.

Regulation and MiCA

Is Quppy itself authorised under MiCA?

No. Quppy is not presented as the holder of Payhound Limited’s MiCA authorisation. Quppy provides the software, brand interface and connected customer experience. Payhound Limited provides applicable regulated custody, exchange and crypto-transfer services in the EEA within its own authorised scope.

Verification and compliance

Why can a Quppy transaction be delayed or rejected?

A Quppy transaction can be delayed, placed under review, returned or rejected because of payment-route rules, blockchain confirmations, incorrect details, security controls, transaction limits, provider availability, sanctions or AML/CFT checks, Travel Rule information, source-of-funds questions, or a technical incident. A pending or rejected status does not identify one specific cause, and Quppy may be legally unable to disclose every internal risk indicator.