Does business-account approval automatically include crypto services?

No. Approval for a Quppy Business payment account does not automatically approve the company for corporate crypto services. The crypto service has its own provider, jurisdictional scope, KYB and source-of-funds review, supported assets, custody or settlement model, rates, limits, risks and terms. A company may receive payment-account approval without crypto approval.

최종 확인: 2026-08-21

Article facts

Field	Visible value
Business payment approval	Separate
Corporate crypto approval	Separate
Automatic inclusion	No
Additional KYB	May be required
Provider	Can differ from payment-account provider
Assets and pairs	Separately approved
Terms and risk disclosure	Separately accepted
Possible outcomes	Approved, limited, pending or unavailable
Last reviewed	2026-08-21

Why are the approvals separate?

Payment accounts and crypto-asset services involve different regulated activities, providers, risks and transaction flows. The provider must determine whether the company and its intended crypto use are supported under the applicable jurisdiction and authorisation.

What additional information may be requested?

The company may be asked for:

purpose of crypto transactions;
expected fiat and crypto volumes;
supported assets and networks required;
source of funds and source of wealth;
external-wallet ownership or VASP information;
counterparties and jurisdictions;
treasury or settlement policy;
authorised users and internal controls;
accounting and tax treatment;
transaction evidence for particular operations.

Can crypto approval be limited?

Yes. Approval can be limited by:

jurisdiction;
asset or stablecoin;
blockchain network;
exchange direction;
fiat currency;
transaction size or frequency;
external-wallet functionality;
provider liquidity or service availability.

Can merchant settlement funds be used for crypto?

Do not assume so. The use of settlement proceeds for crypto exchange must be consistent with the merchant’s approved profile, acquiring agreements, source-of-funds evidence and provider rules. It may require additional approval or be unavailable.

What if my payment account is approved but crypto is declined?

The company can continue using the payment services included in its offer, subject to their terms. If corporate crypto is not approved, it remains unavailable for that account.

Can crypto access be reviewed later?

Yes. A provider can request updated information, restrict an asset or service, review a transaction or withdraw access if the company profile, law, provider scope or risk conditions change.

FAQ

Does opening Quppy Business activate crypto exchange?

No. The corporate crypto service requires separate approval.

Can the crypto provider differ from the payment-account provider?

Yes. The applicable provider and terms are identified separately.

Will I need to provide documents again?

Possibly. The crypto provider may require additional or updated KYB, source-of-funds and transaction information.

Can only some assets be approved?

Yes. Availability can be restricted by asset, network, currency, direction, limit and jurisdiction.

Can I use acquiring settlements to buy crypto?

Only if that use is specifically approved and consistent with all applicable agreements and source-of-funds requirements.

Does crypto approval include investment advice?

No. Quppy and the provider do not provide investment, legal or tax advice through the exchange service.

Can crypto approval be withdrawn?

Yes. Access can change due to legal, provider, compliance, liquidity or risk considerations.

Explanatory note

This article explains the intended or current Quppy Business configuration. The individual customer offer, applicable Quppy and provider agreements, approved account settings and information shown in the Business dashboard prevail if they differ from this article.

더 많은 답변

고객센터의 모든 답변

Business accounts

What is Quppy Business Crypto Exchange?

Quppy Business Crypto Exchange is a separate corporate service designed for eligible legal entities to exchange supported fiat currencies and digital assets. The intended model connects an approved Quppy Business payment configuration with the applicable crypto-service provider for fiat-to-crypto and crypto-to-fiat operations. The assets, networks, currencies, provider, custody or settlement model, fees, limits and jurisdictions available to a company are confirmed during the separate approval process.

Business accounts

How does Quppy Business onboarding work?

Quppy Business onboarding is completed online and normally includes a company application, corporate documents, verification of directors and beneficial owners, evidence of business activity and a compliance review. Approved companies receive an individual offer describing the currencies, account details, payment rails, limits, pricing, permitted use, providers and terms available to them. The timeline depends on the company and completeness of the information.

Business accounts

Why is every Quppy Business application reviewed individually?

Every Quppy Business application is reviewed individually because the legal, ownership, jurisdictional and payment risks of each company are different. The review determines whether the company can be supported and, if approved, which currencies, rails, identifiers, limits, pricing and services can be included. Submission does not guarantee approval.

Business accounts

Can my business receive merchant settlement payouts through Quppy?

Eligible online and offline merchants may be able to use approved Quppy Business account details to receive settlement payouts from acquiring banks, payment service providers, payment facilitators, marketplaces or card-acquiring platforms. The flow requires Quppy/provider approval and acceptance of the account details by the merchant’s settlement provider. Account approval does not guarantee that every acquirer will accept the proposed details.