Are Quppy crypto services MiCA-compliant in the EEA?

Applicable custody, crypto-exchange and crypto-transfer services available through Quppy to eligible users in the EEA are provided by Payhound Limited, a Malta-based Crypto-Asset Service Provider authorised under MiCA by the Malta Financial Services Authority.

Última revisión: 2026-08-21

Quppy provides the software and connected user experience. Payhound performs the regulated crypto services within its authorised scope and under the applicable provider terms.

What MiCA covers in this service model

Payhound’s published authorisation includes services relevant to Quppy such as:

custody and administration of crypto-assets on behalf of clients;
transfer services for crypto-assets on behalf of clients;
execution of orders for crypto-assets on behalf of clients;
exchange of crypto-assets for funds;
exchange of crypto-assets for other crypto-assets.

What MiCA does not guarantee

MiCA authorisation does not mean that:

crypto-assets cannot lose value;
every asset is available in every EEA country;
every transaction must be accepted or completed immediately;
stablecoins have no issuer, liquidity or market risk;
a regulated provider can ignore AML, sanctions or Travel Rule obligations;
Quppy itself holds Payhound’s authorisation.

EEA service facts

Fact	Answer
Regulated provider	Payhound Limited
Jurisdiction	Malta
Company number	C-86493
Regulator	Malta Financial Services Authority
Framework	Regulation (EU) 2023/1114 on Markets in Crypto-Assets
Quppy role	Technology and connected user experience
USDT through Quppy in the EEA	Unavailable
Last reviewed	2026-08-21

How to verify the provider

Use the approved official MFSA register link:

The link must lead to an official regulator record, not a search-engine result or an unaffiliated directory.

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Regulation and MiCA

Is Quppy itself authorised under MiCA?

No. Quppy is not presented as the holder of Payhound Limited’s MiCA authorisation. Quppy provides the software, brand interface and connected customer experience. Payhound Limited provides applicable regulated custody, exchange and crypto-transfer services in the EEA within its own authorised scope.

Regulation and MiCA

Who is Payhound Limited?

Payhound Limited is the Malta-based Crypto-Asset Service Provider that provides applicable custody, crypto-exchange and crypto-transfer services available through Quppy to eligible users in the EEA.

Regulation and MiCA

What does Payhound’s authorisation cover?

Payhound’s published MiCA authorisation covers a defined set of crypto-asset services. It does not automatically cover every financial service displayed in Quppy.

Availability by region

Why is USDT unavailable through Quppy in the EEA?

USDT is not available through Quppy to users whose crypto services are provided under the European Economic Area regulatory framework. Quppy’s EEA crypto-service provider, Payhound Limited, excludes USDT from its EU/EEA service catalogue as part of its MiCA-compliant stablecoin policy. This is a Quppy service-availability restriction. It does not mean that simply owning USDT is generally illegal throughout the EEA.