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Can I exchange crypto with EUR and GBP?

Yes. Eligible users can exchange supported crypto-assets with EUR and GBP in both directions where the pair is available: fiat-to-crypto and crypto-to-fiat. The Quppy Personal IBAN remains a fiat account service; the exchange is a separate regulated Quppy Crypto service with its own provider, rates, costs, limits and regional restrictions.

Dernière vérification le 2026-08-21

Article facts

FieldVisible value
EUR → cryptoAvailable for supported pairs
Crypto → EURAvailable for supported pairs
GBP → cryptoAvailable for supported pairs
Crypto → GBPAvailable for supported pairs
Every asset with every fiat currencyNot guaranteed
Final rate and estimated resultShown before confirmation
USDT in EEAUnavailable
Service modelSeparate from the Personal IBAN
Last reviewed2026-08-21

Which exchange directions are supported?

Supported directions can include:

  • EUR → supported crypto-asset
  • supported crypto-asset → EUR
  • GBP → supported crypto-asset
  • supported crypto-asset → GBP

Availability applies to supported pairs rather than every possible combination. Check the current asset and currency selector in Quppy before relying on a pair.

How do I exchange fiat for crypto?

A typical fiat-to-crypto flow is:

  1. Open Quppy Crypto.
  2. Choose EUR or GBP as the currency you exchange.
  3. Select a supported crypto-asset available for your account.
  4. Enter the amount.
  5. Review the rate, estimated crypto amount and applicable costs.
  6. Confirm the exchange and complete any required security or compliance step.
  7. Check the resulting custodial crypto balance and transaction status.

Exact screen labels can change. Follow the current instructions shown in Quppy.

How do I exchange crypto for fiat?

A typical crypto-to-fiat flow is:

  1. Select the supported crypto-asset you want to exchange.
  2. Choose EUR or GBP as the available receiving currency.
  3. Enter the crypto or fiat amount.
  4. Review the rate, estimated fiat result and applicable costs.
  5. Confirm only after checking the asset, currency and figures.
  6. Review the resulting EUR or GBP balance in Quppy Personal.

After conversion, currently supported EUR and GBP fiat transfers have no Quppy transfer fee. The crypto exchange itself, blockchain-network costs and third-party costs are separate.

Is the Personal IBAN a crypto account?

No. The Personal IBAN is used for fiat money in EUR and GBP. It does not hold crypto and does not itself execute crypto exchange.

The services are connected through one Quppy experience but remain separate:

  • Quppy Personal → fiat account and payment routes
  • Quppy Crypto → custody, external crypto transfers and exchange

Which assets can I exchange?

Current core asset support includes BTC, ETH, TRX, USDC and USDT where regionally available.

Important regional rules:

  • USDT is not available through Quppy to users in the EEA;
  • USDC on Ethereum can be available in the EEA where supported;
  • SOL and USDC on Solana are coming soon;
  • USDT on Solana is coming soon outside the EEA only.

A supported wallet asset does not automatically mean that every EUR or GBP exchange pair is active. The selector and quote shown for your account are authoritative.

What should I review before confirming?

Check:

  • the asset and network;
  • the fiat currency;
  • the direction of exchange;
  • the amount deducted;
  • the estimated amount received;
  • the applicable rate;
  • any fee, spread or other cost shown;
  • limits and quote expiry, if displayed;
  • the provider and applicable terms.

Do not confirm based only on a public market price or an old screenshot. The final in-product quote applies.

Why might a pair be unavailable?

A pair can be unavailable because of:

  • country or regulatory restrictions;
  • assigned provider;
  • account eligibility;
  • asset or network status;
  • liquidity or market availability;
  • minimum or maximum limits;
  • temporary maintenance;
  • security or compliance review.

Another platform offering the same asset does not mean Quppy must offer the same pair under its provider configuration.

FAQ

Can I buy crypto with EUR?

Yes, for supported EUR-to-crypto pairs available to your account.

Can I sell crypto for EUR?

Yes, for supported crypto-to-EUR pairs.

Can I buy crypto with GBP?

Yes, for supported GBP-to-crypto pairs.

Can I sell crypto for GBP?

Yes, for supported crypto-to-GBP pairs.

Can I exchange every supported asset with EUR and GBP?

Not necessarily. Availability is pair-, country-, provider- and account-specific.

Is USDT exchange available in the EEA?

No. USDT is not available through Quppy to users in the EEA.

Are fiat-to-crypto exchanges free?

This article does not make a free-exchange claim. Review the rate and costs before confirmation.

Do free EUR and GBP transfers include crypto exchange?

No. The no-transfer-fee statement applies to currently supported fiat transfers, not automatically to crypto exchange.

Explanatory note

This article explains the current Quppy product configuration. The applicable Quppy and service-provider terms, country eligibility rules and information shown in the app prevail if they differ from this article.

Crypto wallet and transfers

What is Quppy Crypto?

Quppy Crypto is the custodial wallet and exchange experience inside the Quppy financial super app. Eligible users can hold supported crypto-assets, receive crypto from compatible external wallets, send crypto to compatible external wallets, exchange supported crypto-assets and move between crypto, EUR and GBP. Assets, networks, providers and availability vary by country.

Exchange, rates and costs

How are crypto exchange rates and costs shown in Quppy?

Before a crypto exchange is confirmed, Quppy should show the applicable exchange rate, the amount you exchange, the estimated amount you receive and any costs associated with the operation. Rates can change before confirmation. Quppy does not currently publish one universal crypto exchange fee, spread or transaction limit in this Help Center article.

Exchange, rates and costs

Can I exchange one crypto-asset for another?

Yes. Quppy supports exchange between available crypto-assets for supported pairs. You cannot assume that every asset can be exchanged directly for every other asset. The available pair, rate, estimated result, costs and regional restrictions are shown according to your country, provider and account configuration before confirmation.

Crypto wallet and transfers

Which crypto-assets and networks does Quppy support?

Quppy currently supports BTC on Bitcoin, ETH and USDC on Ethereum, and TRX on TRON. USDT on Ethereum and TRON is available only outside the EEA, subject to country and provider eligibility. SOL, USDC on Solana and USDT on Solana outside the EEA are coming soon.

Availability by region

Why is USDT unavailable through Quppy in the EEA?

USDT is not available through Quppy to users whose crypto services are provided under the European Economic Area regulatory framework. Quppy’s EEA crypto-service provider, Payhound Limited, excludes USDT from its EU/EEA service catalogue as part of its MiCA-compliant stablecoin policy. This is a Quppy service-availability restriction. It does not mean that simply owning USDT is generally illegal throughout the EEA.

Accounts and transfers

What is Quppy Personal?

Quppy Personal is the individual account experience within Quppy. Eligible users can manage EUR and GBP through a crypto-friendly multicurrency IBAN, use supported European and UK payment routes and access separate crypto wallet, exchange and risk-checking services through the wider Quppy app. Availability depends on country, provider and eligibility.