The Quppy multicurrency IBAN is a fiat account service for eligible users to manage EUR and GBP through one connected Quppy experience. It is described as crypto-friendly because separate crypto wallet and exchange services can be accessed through the wider Quppy app. The IBAN itself does not hold crypto and does not provide crypto exchange.
Ostatnio sprawdzono: 2026-08-21
| Field | Visible value |
|---|---|
| Applies to | Quppy Personal |
| Account type | Fiat multicurrency IBAN experience |
| Live fiat currencies | EUR and GBP |
| EUR routes | SEPA Standard and SEPA Instant |
| GBP routes | Faster Payments and CHAPS |
| Incoming GBP | Not currently available |
| Quppy fiat-transfer fee | €0 / £0 for currently supported fiat transfers |
| Crypto services | Separate services connected through the Quppy app |
| Last reviewed | 2026-08-21 |
A multicurrency IBAN experience allows eligible users to manage supported fiat currencies without treating each currency as an unrelated Quppy product. Quppy currently supports euro and British pound functionality. The account details, transfer directions and provider configuration shown to a user can depend on country, eligibility and the service assigned during onboarding.
| Field | Visible value |
|---|---|
| EUR functionality | Manage EUR and use supported SEPA Standard and SEPA Instant operations |
| GBP functionality | Manage GBP, exchange EUR ↔ GBP and use supported Faster Payments and CHAPS operations |
| USD | Coming soon; initial scope not yet confirmed |
Note:
The phrase “multicurrency IBAN” describes the connected Quppy fiat-account experience. It must not be used to imply that Quppy is a bank or that every user receives identical account details.
The Quppy IBAN is used for fiat money. It is crypto-friendly because eligible users can access separate custodial crypto wallet and exchange services from the wider Quppy experience. This can make it easier to move between supported crypto-assets, EUR and GBP without managing several unrelated applications.
Important:
Crypto services are not provided by the IBAN itself. They are separate regulated services with their own provider, terms, rates, costs, limits and eligibility requirements.
| Currency | Available functionality | Payment routes | Important limitation |
|---|---|---|---|
| EUR | Manage EUR and use supported euro transfers | SEPA Standard; SEPA Instant | Availability, direction and limits depend on the account configuration |
| GBP | Manage GBP; exchange EUR ↔ GBP; use supported GBP operations | Faster Payments; CHAPS | Incoming GBP transfers are not currently available |
All currently supported fiat transfers in EUR and GBP have no Quppy transfer fee. Currency exchange, crypto exchange, blockchain-network and third-party costs can apply separately.
Learn about free EUR and GBP transfers
Local European IBANs, local payment methods, USD support and Quppy cards are planned as coming-soon services. Supported countries, providers, capabilities and launch timing must be published before release.
Note:
Exact interface labels and onboarding screens may change. Follow the current instructions shown in Quppy.
Check availability in your country
No. Quppy is a technology and software provider. Quppy does not present itself as a bank and does not attribute a partner’s regulatory status to the Quppy brand. The legal entity providing a particular fiat or crypto service is identified in the applicable agreement and service configuration.
The current Quppy Terms identify 2PAYAPP LIMITED as the euro-based SEPA processing partner and Payhound Limited as a crypto exchange and wallet provider. The exact provider for an individual service must match the user’s current agreement and country configuration.
Quppy describes it as a fiat payment-account and multicurrency IBAN experience, not as a bank deposit offered by Quppy. The underlying legal and protection model depends on the provider and agreement that apply to the user.
No. The IBAN is used for fiat money in EUR and GBP. Custodial wallet and crypto exchange functionality are separate services connected through the wider Quppy app.
EUR and GBP are currently supported in the Quppy Personal multicurrency experience. USD support is coming soon.
Incoming GBP transfers are not currently available. Available GBP functionality includes EUR ↔ GBP exchange, supported Faster Payments and CHAPS operations, and supported GBP ↔ crypto exchange through a separate crypto service.
All currently supported fiat transfers in EUR and GBP have no Quppy transfer fee. Other costs, including exchange, blockchain-network or third-party charges, can apply separately.
No. Bank-card funding and withdrawals to bank cards are not currently available through Quppy.
Quppy is available to eligible users in supported markets, but currencies, account details, payment routes and providers vary by country and eligibility.
This article explains the current Quppy product configuration. The applicable Quppy and service-provider terms, country eligibility rules and information shown in the app prevail if they differ from this article.
Yes. Quppy charges no transfer fee for all currently supported fiat transfers in EUR and GBP. This applies to the Quppy transfer fee on eligible SEPA Standard, SEPA Instant, Faster Payments and CHAPS operations available to the account. Currency exchange, crypto exchange, blockchain-network and third-party costs are separate where applicable.
Quppy currently supports eligible EUR operations through SEPA Standard and SEPA Instant, and eligible GBP operations through Faster Payments and CHAPS. The exact incoming or outgoing direction, limits, processing status and provider depend on the user’s account configuration. Incoming GBP transfers are not currently available.
Quppy Crypto is the custodial wallet and exchange experience inside the Quppy financial super app. Eligible users can hold supported crypto-assets, receive crypto from compatible external wallets, send crypto to compatible external wallets, exchange supported crypto-assets and move between crypto, EUR and GBP. Assets, networks, providers and availability vary by country.
For eligible users under an EEA service configuration, applicable crypto custody, exchange and transfer services available through Quppy are provided by Payhound Limited. Payhound is a Malta-based Crypto-Asset Service Provider authorised under MiCA by the Malta Financial Services Authority. Quppy provides the technology and connected user experience and is not the holder of Payhound’s authorisation.
Używamy plików cookie, aby mierzyć sposób korzystania z naszej witryny i zwiększać trafność naszych reklam. To Ty decydujesz, czego możemy używać. Polityka plików cookie