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What is Quppy Business?

Quppy Business is the business-payment experience developed under the Quppy brand for eligible legal entities. Depending on the company’s approved configuration, it may provide access to EUR, GBP and USD balances, supported payment rails, dedicated or virtual account identifiers and merchant-settlement flows. Quppy provides the connected technology and user experience; the legal entities providing payment or crypto services are identified in the customer offer and applicable agreements.

Ostatnio sprawdzono: 2026-08-21

Article facts

FieldVisible value
ProductQuppy Business
Customer typeEligible legal entities
Product termBusiness payment account — not a bank account offered by Quppy
Potential fiat currenciesEUR, GBP and USD, subject to approved configuration
Potential payment railsSEPA, SEPA Instant, Faster Payments, SWIFT and ACH where approved
Account identifiersDedicated GB IBAN and virtual IBANs where approved
Merchant settlementsConditional, subject to acquiring-provider acceptance
Corporate cryptoSeparate service and separate approval
ApprovalIndividual onboarding and compliance review
Last reviewed2026-08-21

What can Quppy Business be used for?

Quppy Business is intended for companies that need to receive, hold, exchange and send commercial funds across supported markets. An approved configuration may support customer or client receipts, supplier and contractor payments, acquiring settlements, currency management and international business payments.

Potential capabilities include:

  • managing approved EUR, GBP and USD balances;
  • using payment rails enabled for the company;
  • receiving eligible commercial payments or merchant-settlement payouts;
  • using dedicated account details or virtual IBANs where approved;
  • exchanging supported fiat currencies;
  • separating incoming payment flows for reconciliation;
  • accessing a separate corporate crypto-exchange service after additional approval.

These are conditional capabilities. A general description of Quppy Business does not guarantee that every currency, rail, identifier, limit or service will be included in a particular customer offer.

Who is Quppy Business designed for?

Applications may be considered from companies registered inside or outside the European Union, subject to supported jurisdictions and compliance approval. The service may be relevant to:

  • online and offline merchants;
  • e-commerce and marketplace businesses;
  • professional-service companies;
  • software and digital-service businesses;
  • importers and exporters;
  • companies working with international contractors or suppliers;
  • holdings and multi-entity groups;
  • businesses receiving acquiring or platform settlements.

Every company is assessed on its own legal structure, industry, ownership, jurisdictions and expected activity.

How are Quppy Business services provided?

Quppy is a technology and software provider. Quppy is not a bank and does not hold a partner’s licence or registration in its own name.

The applicable customer offer should identify:

  • the contracting entity;
  • the institution providing account details;
  • the entity holding or safeguarding funds;
  • the entity executing payments;
  • the payment rails available to the customer;
  • the applicable fees and limits;
  • the terms governing each regulated service.

Current Quppy Terms identify 2PAYAPP LIMITED in relation to euro-based SEPA processing. The final provider mapping for each Quppy Business currency and rail must match the signed customer documentation.

What is confirmed only after onboarding?

The following are confirmed in the individual offer rather than guaranteed on the public website:

  • currencies and payment directions;
  • beneficiary and account details;
  • dedicated or virtual IBAN availability;
  • payment rails;
  • transaction limits;
  • permitted account use;
  • pricing;
  • merchant-settlement eligibility;
  • contracting and underlying service providers;
  • corporate crypto eligibility.

Submitting an application does not guarantee approval.

How do I apply?

  1. Complete the Quppy Business application.
  2. Provide company, ownership, director and beneficial-owner information.
  3. Upload the requested corporate and identity documents.
  4. Explain the business model, jurisdictions, counterparties and expected activity.
  5. Provide evidence of business activity and source of funds where requested.
  6. Complete the compliance review.
  7. Review and accept the individual customer offer and applicable terms.

The account becomes operational only after all required approvals, agreements and activation steps are complete.

FAQ

Is Quppy Business available to every company?

No. Applications are considered only for supported jurisdictions, industries and use cases, and every application is reviewed individually.

Is Quppy Business a bank?

No. Quppy provides technology and software. The regulated payment or crypto services are provided by the legal entities identified in the customer offer and applicable agreements.

Which currencies can be available?

EUR, GBP and USD may be available, subject to the company’s approved configuration and provider availability.

Does every customer receive all payment rails?

No. SEPA, SEPA Instant, Faster Payments, SWIFT and ACH are enabled only where the customer, payment use case and underlying provider configuration are approved.

Can Quppy Business receive merchant settlements?

Eligible merchants may receive approved settlement payouts, but the proposed account details must also be accepted by the merchant’s acquiring or payment provider.

Does a Business account include corporate crypto exchange?

No. Corporate crypto exchange is a separate service with its own eligibility, provider, terms, fees, limits and risk review.

Does applying guarantee approval?

No. Submission starts a review and does not guarantee an account offer or access to any particular service.

Explanatory note

This article explains the intended or current Quppy Business configuration. The individual customer offer, applicable Quppy and provider agreements, approved account settings and information shown in the Business dashboard prevail if they differ from this article.

Business accounts

Is Quppy Business a bank account?

No. Quppy is not a bank and does not offer a bank deposit in its own name. “Quppy Business payment account” describes the business functionality available through the Quppy interface. Account details, fund holding or safeguarding and payment execution may be provided by separate regulated institutions named in the customer offer and applicable agreements.

Business accounts

Who can apply for Quppy Business?

Companies registered inside or outside the European Union may be considered for Quppy Business, subject to supported jurisdictions, business activities, ownership structures and provider requirements. Every application is assessed individually. Submitting an application does not guarantee approval or access to any particular currency, rail, account identifier or crypto service.

Business accounts

How does Quppy Business onboarding work?

Quppy Business onboarding is completed online and normally includes a company application, corporate documents, verification of directors and beneficial owners, evidence of business activity and a compliance review. Approved companies receive an individual offer describing the currencies, account details, payment rails, limits, pricing, permitted use, providers and terms available to them. The timeline depends on the company and completeness of the information.

Business accounts

Which currencies and payment rails may be available through Quppy Business?

An approved Quppy Business configuration may include EUR, GBP and USD and access to SEPA, SEPA Instant, Faster Payments, SWIFT and ACH. Not every currency, direction or rail is available to every company. The exact account details, incoming and outgoing capabilities, limits, providers, fees and processing conditions are confirmed in the individual customer offer.

Business accounts

What is Quppy Business Crypto Exchange?

Quppy Business Crypto Exchange is a separate corporate service designed for eligible legal entities to exchange supported fiat currencies and digital assets. The intended model connects an approved Quppy Business payment configuration with the applicable crypto-service provider for fiat-to-crypto and crypto-to-fiat operations. The assets, networks, currencies, provider, custody or settlement model, fees, limits and jurisdictions available to a company are confirmed during the separate approval process.