Crypto and everyday money. One app.
Manage fiat, access crypto services and move money through supported local and international payment rails — from one connected Quppy experience.
- SEPA Instant and Faster Payments
- €0 / £0 Quppy fee on supported transfers
- SEPA, Faster Payments, SWIFT and ACH
- Dedicated and virtual IBANs where approved
European crypto services provided by a MiCA-authorised CASP.
Why Quppy
- 01
One experience instead of fragmented financial tools
Fiat accounts, payment rails and crypto services accessible through one connected product experience.
- 02
Local rails where money actually moves
SEPA Standard, SEPA Instant, Faster Payments and CHAPS for people. SEPA, SEPA Instant, Faster Payments, SWIFT and ACH for business.
- 03
Crypto without disconnecting from everyday money
Move between supported fiat and digital assets without leaving the app you keep your money in.
- 04
Clear before you transact
Know availability, provider, fees and limits upfront.
What Quppy is
One connected experience for crypto and fiat
Quppy is a crypto-friendly financial super app that connects everyday money with digital assets. In one experience, eligible users can access supported IBAN account services, local fiat funding, a multi-currency crypto wallet, crypto and fiat exchange, transfers and Quppy card services as they become available. For eligible European customers, regulated crypto services available through Quppy are provided by Payhound Limited, a MiCA-authorised Crypto-Asset Service Provider regulated by the Malta Financial Services Authority.
- MiCA-authorised CASP
- Regulated by the MFSA
- Officially verifiable
Quppy is for…
Two audiences, two jobs to be done. Pick the one that matches yours.
01 — PersonalFor people
02 — BusinessFor businessGlobal availability
Global by design. Local where it matters.
Quppy is available to eligible personal and business users worldwide, except in sanctioned or otherwise restricted jurisdictions. Explore availability across Europe, Asia-Pacific, the Middle East, Africa, Latin America and North America. The Quppy services available to you — including crypto services, IBAN accounts, local funding, transfers and cards — depend on your country, customer type, eligibility and the relevant service provider.
Quppy does not provide services in sanctioned or otherwise restricted jurisdictions, or where access is prohibited by applicable law or provider requirements. Final eligibility is confirmed during onboarding.
Availability by region
- EuropeMiCA-compliant crypto services for eligible customers, with supported IBAN accounts, SEPA transfers and local funding options varying by country.
- Asia-PacificCrypto and fiat services across eligible Asian and Pacific markets, with local access shaped by regulation and partner coverage.
- Middle EastCountry-specific access to supported crypto, account, funding and transfer services across eligible Middle Eastern markets.
- AfricaIBAN accounts, crypto services, card funding and withdrawals across supported African markets, with exact availability shown by country.
- Latin America & CaribbeanManage and move money across crypto and fiat in eligible Latin American and Caribbean markets, with local service status shown by country.
- North AmericaExplore the Quppy services available in eligible North American markets, subject to local regulation and provider coverage.
See what Quppy can do in your country
Choose your audience and country to see which Quppy services, currencies, funding methods and product statuses are currently available to you.
General availability information. Final eligibility is confirmed during onboarding by the relevant service provider.
Everything you need to move between crypto and everyday money
Start with the service you need today, then use the rest of Quppy as your money journey grows.
Access supported account details for receiving and sending fiat, with available currencies and transfer rails shown for your country.
Explore IBAN accountsAdd money through available local payment methods or supported bank cards, depending on your country and account.
See funding methodsManage, send and receive supported digital assets across available blockchain networks.
Explore the crypto walletMove between supported crypto and fiat currencies, and send funds using the services available to you.
Explore exchange and transfersBring Quppy into everyday spending. Cards are coming soon for eligible users in selected markets.
One app for the full money journey
- 01
Add or receive money
Use supported IBAN account services, bank transfers, bank cards or local funding methods available in your market.
- 02
Hold, exchange and move value
Manage supported fiat and digital assets, exchange between crypto and fiat, and send funds through available rails.
- 03
Move money through available rails
Send crypto or fiat using the transfer options available in your market, with fees, limits and provider details shown before you continue.
- 04
Spend in everyday life
Join the waitlist for Quppy cards and see when card services become available in your country.
Fiat access
Bring fiat into Quppy your way
Use supported IBAN account services and available local funding methods to receive and add money in the currencies and markets open to you. Quppy shows the relevant payment rails, fees, limits and provider before you start.
- Supported account details and transfer rails by country
- Local bank and card funding methods where available
- Clear fees, limits and settlement information
Crypto
Crypto tools built into your everyday money experience
Manage supported digital assets with the Quppy multi-currency crypto wallet. Send, receive and exchange crypto, move between crypto and fiat, and see network availability and fees before you transact.
- Supported assets and blockchain networks
- Crypto-to-crypto and crypto-to-fiat exchange
- Clear network, fee and regional information
European crypto services
MiCA-compliant crypto services for Europe
Use crypto through one connected Quppy experience, with regulated service infrastructure designed for eligible European customers.
MiCA-authorised CASPRegulated by the MFSAOfficially verifiablePayhound Limited
- Who provides the service
- Crypto-asset exchange, custody and transfer services available through Quppy are provided by Payhound Limited, a Malta-based Crypto-Asset Service Provider authorised under MiCA by the Malta Financial Services Authority.
- Role clarity
- Quppy provides the technology and connected user experience. Payhound Limited provides the regulated crypto services within its authorised scope.
- Authorised scope
- Payhound Limited’s published authorisation covers transfer services, execution of orders, custody and administration of crypto-assets, exchange of crypto-assets for funds and exchange between crypto-assets. The live scope shown on Quppy must always match the current official and provider records.
Quppy is not the holder of Payhound Limited’s MiCA authorisation. Availability and eligibility vary by country, service and customer profile.
Coming soon
Everyday spending is coming to Quppy
Quppy cards are being prepared for eligible users in selected markets, extending the same connected experience from crypto and fiat management to everyday payments.
Card type, funding sources, fees, limits, supported mobile wallets and country availability will be published before launch.
Know what is available, what it costs and who provides it
Financial products should be understandable before you sign up. Quppy makes availability, fees, limits, service providers and regulatory information accessible from the public site.
Availability you can check
See which services, currencies, assets and funding methods are Live, Limited, Waitlist, Paused or unavailable in your country.
Check availabilityFees you can review
Review current charges, external or network fees, limits and effective dates for the service you want to use.
View fees and limitsProviders you can verify
See the legal entity and licensed provider responsible for each regulated service, together with the applicable jurisdiction, scope and terms.
See how services are providedRisk information you can understand
Review custody, safeguarding, crypto-asset risks, complaints and user security guidance before you act.
Visit Trust & Safety
For eligible European customers, regulated crypto-asset services available through Quppy are provided by Payhound Limited within the scope of its MiCA authorisation from the Malta Financial Services Authority.
Start with the services available to you
Step01
Create your Quppy profile
Open Quppy on mobile or web and choose the service you want to explore.
Step02
Complete verification when required
Verification requirements depend on the selected service, provider and country.
Step03
Choose from your available services
See the currencies, assets, funding methods, transfer rails and product statuses available to you.
Step04
Manage, move and spend
Use live Quppy services now and join the waitlist for cards and upcoming local payment options.
Quppy for business
Crypto and fiat services for business operations
Explore supported account, payment, payout and treasury services for your company, with clear eligibility, onboarding, pricing and compliance information.
- Accounts
- Company account details and supported currencies.
- Payments
- Incoming and outgoing payments on available rails.
- Payouts
- Batch payouts to teams, partners and contractors.
- Treasury
- Hold and convert balances across crypto and fiat.
Answers before and after you start
Learn how Quppy works, compare available services and find help for the task in front of you.
Quppy questions, answered
Bring crypto and everyday money together
Check what is available in your country and start with the Quppy services that fit how you manage money.